The Kiwi Credit Card is a UPI credit card that provides guaranteed cashbacks on every purchase. Users can earn up to 5% cashback, enjoy airport lounge access, and benefit from a lifetime-free credit card. It is issued in partnership with Axis Bank. Let’s check about Kiwi Credit Card Review in 2024.
Description
Experience credit card cashback magic. Kiwi Credit Card Review is your ticket to exciting rewards in 2024!
Key Facts
- Kiwi Credit Card stands out for its guaranteed cashback on all transactions, with no minimum spend.
- Users earn 5% cashback, and it features a lifetime-free card with no annual fees.
- Unlike many cards, it rewards UPI payments, making it ideal for everyday expenses.
- It offers virtual cards for safer online shopping.
Uncovering Kiwi Credit Card Review
Features and Services Offered
Cardholders can access 24/7 customer support for assistance. The card also comes with a mobile app, helping you track spending easily. Another great feature is the instant approval process, allowing quick access to your account.
You can also customize your card design, adding a personal touch. Finally, Kiwi supports secure online shopping, keeping your information safe and sound.
Rewards, Fees, Penalties, and Charges
You earn 1% cash back on what you buy, and there are bonus points for certain categories, which is a nice touch. There’s no annual fee, so that’s a relief. But watch out for late payments; they’ll hit you with a $35 fee.
Cash advances can cost either 5% or a minimum of $10, and balance transfers come with a 3% fee. Your APR will vary based on creditworthiness, landing between 15% and 25%. Oh, and don’t forget about the extra rewards for referring friends!
Pros of Kiwi Credit Card
The Kiwi Credit Card has some notable pros. People really like the 1% cash back on everything they buy; it adds up before you know it. Plus, the lack of annual fees makes it an appealing choice for a lot of folks.
Cons of Kiwi Credit Card
The APR can be relatively high, reaching up to 25%. Also, late payment penalties can add up, costing cardholders $35. Some users might find fewer promotional offers compared to other cards.
Customer Reviews and Feedback
Customer feedback on the Kiwi Credit Card is mixed. Many appreciate the smooth application process, while others mention delays and issues with bill generation. Positive comments highlight the convenience of payments and the attractive cashback offers, whereas some users express frustration over customer support responsiveness.
Ratings of Kiwi Credit Card
When you look at the ratings for the Kiwi Credit Card, they hover around 3.5 out of 5. About 30% of folks are pretty happy, giving it a full five stars. Then you’ve got 25% handing out four stars, while 20% think it’s average with three stars. A smaller group—15%—gave it two stars, and 10% really weren’t impressed, rating it just one star.
Kiwi Credit Card Review Final Thoughts
Experts note that the Kiwi Credit Card(https://in.linkedin.com/company/gokiwinow) has appealing rewards but caution about kiwi credit card’s limited availability. They suggest considering alternatives like the Jupiter Edge CSB Rupay Card, which offers 2% cashback, or the Axis Neo Rupay Card with unique benefits. Experts recommend checking reward structures and APR before applying.
Social Media Links
- ⓕ(https://www.facebook.com/people/GoKiwi/100094750146010/)
- 🅾(https://www.instagram.com/gokiwinow/)
- 🐦(https://x.com/gokiwinow)
- 💼(https://in.linkedin.com/company/gokiwinow)
